Author Topic: HOME DEFENSE details here!  (Read 8140 times)

RachelPowell

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HOME DEFENSE details here!
« on: April 09, 2012, 08:04:18 am »
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Alright everyone, come to 2633 Pebble Meadow Lane in Raleigh at 9:00 am TODAY (or whenever you can get there) to defend a family's home from a robosigned Wells Fargo foreclosure! Tell all your friends! Attached is a flyer with which to do so; print some yourself and distribute!
« Last Edit: April 09, 2012, 08:08:14 am by RachelPowell »

RachelPowell

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Re: HOME DEFENSE details here!
« Reply #1 on: April 09, 2012, 09:09:23 am »
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I am at the house. Those inside are fine. Cops patrolling area but no word about it on police scanner. Four supporters and one legal observer out here. Need more people!

RachelPowell

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Re: HOME DEFENSE details here!
« Reply #2 on: April 09, 2012, 09:18:12 am »
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Cops seem to he congregating.

Derek C

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Re: HOME DEFENSE details here!
« Reply #3 on: April 09, 2012, 09:28:13 am »
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Occupy Raleigh Family,

Though this action has been sprung on short notice, it is quite possibly the most important action we have taken to date. Never before has a home defense action been attempted in North Carolina. There are 10 other homes in this neighborhood that are facing foreclosure. We must let the banks know that a home will not be stolen without a fight. This is what we came here to do. To take a stand. To bring the fight to them. This family is your next door neighbor, your sister, your brother, your parent.

There are currently 3 brave souls occupying the inside of this house. 2633 Pebble Meadow Lane, Raleigh. But if you are not outside, they will not be able to stay inside. We need you, we need your voice, we need your face.

So does the world.

RachelPowell

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Re: HOME DEFENSE details here!
« Reply #4 on: April 09, 2012, 09:33:26 am »
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About ten of us here now.

RachelPowell

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Re: HOME DEFENSE details here!
« Reply #5 on: April 09, 2012, 09:38:34 am »
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Hearing street may be blocked but its a nice day for a short walk.

Derek C

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Re: HOME DEFENSE details here!
« Reply #6 on: April 09, 2012, 09:42:16 am »
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When Nikki and her husband purchased their house in Raleigh in February of 2006, the future was bright. They looked forward to raising their 3 children and eventually growing old together in their home . Nikki has been a licensed in-home child care provider for the last 12 years. She and her husband both worked full time to provide for their children. In October of 2007, they were late on their mortgage payment. U.S. Bank National Association, who accepted  $27 million in bailout money, asked that the family "catch up" on payments. In October of 2007, they paid $1156.00; in November of 2007, they paid $1300.00; and in December of 2007, they paid $1500.00.

On December 13, 2007, Nikki's husband was injured in a head-on collision. In January of 2008, Nikki advised ASC (the servicer of her loan) that her husband was still out of work due to injuries he sustained in the December car accident. ASC advised Nikki that her husband's condition qualified her for a loan modification. From January to April of 2008, Nikki diligently called ASC monthly to check on the status of her loan modification. She never received any paperwork, but ASC assured her that her case was "under review."

In April of 2008, Nikki's grandfather passed away. Nikki took the loss of her grandfather very hard. He had been the man who raised her, the most important figure in her childhood. While Nikki grieved for her grandfather, she received the first acceleration letter in the mail. By May 2, 2008, U.S. Bank National Association appointed a substitute trustee. That document was signed by a known robo-signer, Sean Nix. Nikki felt overwhelmed, but she knew she had to save her home for her family. She took the only option left to her and filed Chapter 13 Bankruptcy; that filing automatically stopped foreclosure proceedings. She and her husband kept up with their structured payments for a full 14 months until Nikki's husband lost his job. In October of 2009, the bankruptcy was dismissed because they could no longer keep up with the payments.

On November 22, 2010, Nikki's home was sold back to the bank at a foreclosure auction. On December 5, 2010, a Wells Fargo representative offered Nikki $3,000 in a "cash for keys" scam. Nikki refused the offer and stayed in her home with her family. Nikki was told she should consult a HUD approved housing counselor. With the assistance of Freedom Financial Services, Nikki filed a "motion to set aside judgment and cancel sale” on Dec. 20, 2010. Two days later, her motion was denied by the Wake County Clerk of Courts.

The eviction date was set for April 24, 2011. Nikki did not want her children to witness a forcible eviction by the police. Instead, she and her family packed up their belongings into a "POD" that weekend and took shelter at a neighbor's home.

When Nikki left her home, she also lost her livelihood. She had been running a licensed day care out of her home. She dutifully followed every step the bank, servicers, and housing counselors told her would save her home. When all of those efforts failed, the prospect of no home for her family and no income to provide for her children was simply overwhelming. In July of 2011, she and her family sought refuge with relatives in Washington, D.C.

Nikki and her family returned to Raleigh on Feb. 2, 2012. They have been staying at Nikki's mother's home. She received a notice from GMAC on March 15 stating “anything left within the premises after 4/8/2012 will be considered trash.”

This notice did not close the book on Nikki's struggle. Instead, with renewed determination, Nikki decided to fight to save her home. When Nikki's family was evicted, her community lost more than a neighbor. Nikki provided a valuable child care service to her community. The property taxes and state and local taxes that create revenue were lost. Every time a house is foreclosed upon, the property value of the surrounding houses is reduced. Nikki and her family are not alone. There were 66 thousand foreclosures in the state of North Carolina in 2011. How many homes must be abandoned, how many neighborhoods torn apart, how many families must be displaced, before the public wakes up?? The time is now. SAVE OUR COMMUNITIES: FIGHT FORECLOSURE!


aferlotti

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Re: HOME DEFENSE details here!
« Reply #7 on: April 09, 2012, 09:54:05 am »
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Wow.  Here's hoping a few neighbors are out there as well.

Good luck guys <3

RachelPowell

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Re: HOME DEFENSE details here!
« Reply #8 on: April 09, 2012, 09:58:17 am »
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Still just hanging out. People trickeling in. Livestreaming on occupy ncsu channel.

Derek C

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Re: HOME DEFENSE details here!
« Reply #9 on: April 09, 2012, 09:58:34 am »
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Antonio

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Re: HOME DEFENSE details here!
« Reply #10 on: April 09, 2012, 10:00:53 am »
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Are there any numbers you want the public to call to voice their solidarity? The cops? The bank?
Not always have we mistaken mimicry for mastery, or pretending for knowing, or enslavement for freedom - Sunni Patterson

There are no such things as persistently failing policies. - Robert Higgs

RachelPowell

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Re: HOME DEFENSE details here!
« Reply #11 on: April 09, 2012, 10:11:06 am »
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Abc11 here

RachelPowell

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Re: HOME DEFENSE details here!
« Reply #12 on: April 09, 2012, 10:12:52 am »
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Cbanks involved are gmac, us bank national association, and wells Fargo. Guess you can also call major deans. :)

aferlotti

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Re: HOME DEFENSE details here!
« Reply #13 on: April 09, 2012, 10:13:14 am »
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badass.

One thing was just said, and I just happened to catch it right near the end, but it sounded like "unfortunately we're all in the situation of renting because of how predatory the nature of owning a home has become."  How effing true.

RachelPowell

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Re: HOME DEFENSE details here!
« Reply #14 on: April 09, 2012, 10:19:16 am »
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More news cameras. And Detroit! :)